How long does it take to get pre-qualified?

The questionnaire takes under two minutes. A loan officer follows up within one business day with matched program options.

Will this pull my credit?

No. Pre-qualification asks for a self-reported credit range. A formal credit pull only happens later with your written consent during a full loan application.

What is the minimum credit score?

The form collects a self-reported credit range and a loan officer matches each borrower to the best-fit program. There is no hard cutoff on this form.

Is pre-qualification a commitment to lend?

No. Pre-qualification is non-binding for both parties. Final approval requires a full application, credit verification, documentation, and underwriting review.

Investment Property Loan Pre-Qualification

What type of property?

This helps us match you to the right loan programs.

Primary / Second Home I live here or plan to Investment Property Rental, flip, or BRRRR

Please pick one to continue.

First-time investor?

No wrong answers. Both paths qualify for our programs.

1st Time Investor This is my first property

Experienced Investor I've closed deals before

Purchase, refinance, cash out, or HELOC?

Tell us what type of financing strategy you're looking for.

Purchasing Refinancing Cashing Out Replace your mortgage with a larger one HELOC Keep your mortgage, borrow against your equity

Property type?

The subject property for this loan.

Single Family Detached SFR Condo / Townhome Attached or HOA 2 to 4 Units Duplex, triplex, fourplex

Please pick one to continue.

How is your credit?

A range is fine, no credit pull now.

What's your current liquidity?

Cash, savings, and brokerage you could access for the down payment, closing costs, and reserves.

Purchase price or refinance amount?

Monthly rent, HOA, taxes & insurance?

Estimates are fine. Slide to the property's monthly rent (actual or expected).

Monthly rent $0

Property value & loan balance?

Slide to your estimated property value. Estimates are fine.

Estimated property value $0

Enter your estimated property value.

Current loan balance (optional)

The current loan balance can't exceed the estimated property value. Adjust the balance or the value slider.

Cash amount & purpose?

Choose how much of your available equity to access.

Estimated available equity: –

Cash amount

What's the cash for?

Improve the property Pay off higher-rate debt Buy another property Something else

Please pick one to continue.

Occupancy & purchase date?

Tell us the property's current status and when you purchased it.

Occupied Tenant or lease in place Vacant No tenant right now

Please pick one to continue.

Property address?

Depending on location we may have specific programs.

Street Address

Street Address Line 2

City

State

Zip Code

Please enter the property's street, city, state, and zip.

Borrower first & last name?

Your identity is protected. No spam, ever.

First Name

Last Name

Please enter your full legal name.

Your email address?

We'll send your pre-qualification summary here.

Please enter a valid email address.

Mobile phone number?

We only call when there's a real offer. No spam.

Please enter a valid 10-digit US phone number.

Thanks, we've got it.

A loan officer will reach out shortly.

Investment Property Loan Pre-Qualification, Blue Gate Capital

What type of property?

First-time investor?

Purchase, refinance, cash out, or HELOC?

Property type?

How is your credit?

What's your current liquidity?

Purchase price or refinance amount?

Monthly rent, HOA, taxes & insurance?

Property value & loan balance?

Cash amount & purpose?

Occupancy & purchase date?

Property address?

Borrower first & last name?

Your email address?

Mobile phone number?

Thanks, we've got it.

Welcome back, we've got your request.