Legal Notice
Equal Credit Opportunity
Blue Gate Capital is an equal opportunity lender. We make credit decisions and conduct all aspects of our business without regard to race, color, religion, national origin, sex, marital status, familial status, age (provided the applicant has the capacity to enter into a binding contract), the applicant's receipt of income from any public assistance program, or the good faith exercise of any right under the Consumer Credit Protection Act.
Business Purpose Lending Disclosure
Blue Gate Capital (NMLS #2395766) originates business-purpose loans for real estate investors on non-owner-occupied properties only. We do not originate consumer-purpose loans secured by a primary residence. All loans are subject to the underwriting guidelines and approval of Blue Gate Capital and its capital partners. Rates, programs, and terms are subject to change without notice and may not be available in all states. Other restrictions may apply. Nothing contained herein constitutes a commitment to lend.
Licensing
Blue Gate Capital operates under NMLS #2395766. Licensing details and state-specific disclosures are available through the Nationwide Multistate Licensing System at nmlsconsumeraccess.org.
States Served
Blue Gate Capital finances non-owner-occupied investment properties nationwide. Inquiries from all states are welcome and reviewed against our current licensing and program availability. Not all programs are available in all states. Contact us for state-specific information.
Email, Phone, and SMS Consent Notice
By providing your name and contact information through any Blue Gate Capital web form, you expressly consent to receive communications from Blue Gate Capital, its agents, and affiliated partners. These communications may include phone calls (including to wireless numbers you provide) using an automatic telephone dialing system or artificial or pre-recorded messages, as well as text messages and emails for the purpose of marketing investment-property loan products and services.
Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by calling (646) 290-7272 or emailing us to be placed on our do-not-contact list.
Form Completion as Affirmative Request for Contact
Blue Gate Capital treats the entry and completion of all required fields in its pre-qualification and inquiry forms, including your name, email address, telephone number, subject property address, and loan parameters, as an affirmative request for contact regardless of whether the final Submit button is clicked.
By entering and completing the required information, you authorize Blue Gate Capital to receive, retain, and use the information you have provided, and to contact you by phone, SMS, and email using the contact information you have entered, for the purpose of responding to your inquiry and presenting matched loan programs. Information collected from a completed form that is not formally submitted may be transmitted to Blue Gate Capital when you close the browser tab, navigate away from the page, or your session ends, in order to allow a loan officer to follow up with you.
The consent, revocation, and opt-out provisions described above apply to any contact initiated under this provision. You may revoke this authorization and request deletion of your information at any time by calling (646) 290-7272.
SMS Terms of Service
By opting into SMS from a Blue Gate Capital web form or other medium, you agree to receive SMS messages from Blue Gate Capital. Message frequency varies. Message and data rates may apply. Reply HELP for help. Reply STOP to any message to opt out.
Privacy
Blue Gate Capital collects the information you provide through our web forms for the sole purpose of evaluating and fulfilling your financing inquiry. We do not sell your personal information to third parties. Information may be shared with our capital partners, service providers, and affiliates as necessary to process your inquiry and provide you with matched loan programs. We maintain appropriate technical and organizational safeguards to protect your information.
No Credit Pull
Completion of a pre-qualification form does not constitute a formal loan application and does not trigger a hard credit inquiry. A formal credit pull is only initiated later in the process with your written consent.
NMLS Consumer Access
To verify the licensing status of Blue Gate Capital or any of its loan originators, visit the NMLS Consumer Access portal at nmlsconsumeraccess.org and search for NMLS #2395766.
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